EU · Amsterdam

🇳🇱 Netherlands

Practical relocation guide for Netherlands — visas, housing, banking, healthcare, education and integration in one place.

Capital
Amsterdam
Currency
EUR
Language
Dutch/English
Cost index
82/100
Pathways

Visa & residency options

Highly Skilled Migrant (Kennismigrant)

Sponsored permit, salary threshold €5,331/mo (30+) or €3,909/mo (<30).

DAFT Visa

US citizens self-employed with €4,500 business deposit.

Orientation Year (Zoekjaar)

1-year job search for non-EU graduates from top universities.

Residency: Permanent residence after 5 years; citizenship after 5.

Money

Tax & cost of living

Taxation

Box 1 progressive 36.97%/49.5%; 30% ruling now 30/20/10 over 5 years for inbound talent.

Monthly essentials
  • Rent (1BR city): €1,500–€2,200
  • Meal out: €18
  • Transport pass: €90/mo OV-chipkaart
Money 2

Banking & business setup

Banking

ABN AMRO, ING, Rabobank, bunq (digital), Revolut Netherlands. BSN required — register at gemeente within 5 days.

Business setup

B.V. (Dutch LLC) minimum capital €0.01 since 2012, ~€500 notarial + KvK registration. ZZP (self-employed) registration free at KvK same day.

Lifestyle

Living in country

Housing

Amsterdam tight; BSN + tenancy registration mandatory. Utrecht, Rotterdam, Eindhoven friendlier markets. Furnished comes at significant premium.

Healthcare

Mandatory basic insurance ~€140/mo (Zilveren Kruis, CZ, VGZ).

Education

World-class English programs at TU Delft, UvA, Erasmus. International schools in Amsterdam, The Hague, Eindhoven.

Employment

Tech (ASML, Booking.com, Adyen), agritech, energy, logistics. Highly Skilled Migrant register lists 12,000+ recognised sponsors.

Ready to move to Netherlands?